Pure Recovery California

Insurance & Coverage

Understanding Your Coverage

A clear picture of what your insurance covers — and what it does not — before you commit to anything. Our admissions team contacts your insurer directly, reviews your benefits, and walks through what is covered in plain language.

24/7 confidential support · (833) 441-0754

"Helped me tremendously on the beginning of my journey."

C. · Pure Recovery Alumnus

How verification works

Four clear steps — most families have answers within a single business day.

  1. 1

    Submit info

    Share your insurance details via secure form or phone — only what we need to verify.

  2. 2

    We verify

    Our admissions team contacts your insurer directly and pulls your benefits.

  3. 3

    Review benefits

    We walk through what is covered and what is not — in plain language.

  4. 4

    Confirm next steps

    A clear picture of costs before you commit to anything.

Accepted providers

We work with most major insurers. If you do not see yours listed, please call — we likely still cover it.

Anthem Blue CrossAetnaOptumUnitedHealthcareBeacon HealthTRICARECignaMagellan Health

In-network vs. out-of-network

When we are contracted with your plan, you typically pay only your deductible and a coinsurance / copay. Many PPO plans also offer strong out-of-network benefits that make premium treatment accessible.

In-Network

  • Lower out-of-pocket costs
  • Pre-negotiated rates
  • Predictable costs
  • Streamlined pre-authorization

Out-of-Network

  • Still often covered — many PPO plans reimburse a significant portion
  • Single-case agreements possible
  • We file claims on your behalf
  • Full benefit transparency upfront

Private pay options

For families who prefer not to use insurance, or whose insurance does not cover residential treatment, we offer several alternatives.

Self-pay

Transparent all-in pricing with no hidden fees.

Payment plans

Split costs across the course of treatment.

Financing partners

Longer-term options through vetted partners.

What costs may include

Residential treatment is a comprehensive program. Pricing typically covers:

  • Room & board
  • Medical services
  • Therapy sessions
  • Medications
  • Aftercare planning
  • 24/7 clinical staff

Talk to a real human

Our admissions specialists have handled thousands of insurance verifications and complex benefit reviews. There is no auto-attendant and no script — just a real person who will walk through your coverage with you.

Frequently Asked Questions

If you drink daily or heavily, medically supervised detox is the safe first step before residential treatment. Our admissions team will assess your situation.

Many of our clients are highly functional on paper. Function does not always mean health — if substance use or co-occurring symptoms are affecting your life, the assessment can clarify what level of care fits.

Yes — our integrated dual-diagnosis approach treats substance use alongside co-occurring conditions, not in isolation.

Most clients stay 30, 60, or 90 days based on clinical need. PHP and IOP step-down options follow residential.

Most families have answers within an hour during business hours, and within a single business day at most.

Verify your benefits in minutes

Speak with our admissions team — confidential, available 24/7.